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    Department of Finance

    Medical Benefits

    OPEN ENROLLMENT FOR MEDICAL BENEFITS
    EFFECTIVE: JULY 1, 2013
    The City is sponsoring the annual open enrollment for medical benefits.  This is the opportunity for eligible employees to make changes their current medical coverage, effective July 1, 2013-June 30, 2014. Please note the effective date of these changes to 10-month employees will be September 1, 2013.

    If you wish to keep your current medical coverage and there are no additions to your enrolled dependents, you do nothing and can disregard this notice.

    Your employee cost shares for the period of July 1, 2013 to June 30, 2014 based upon your union contract can be viewed below, under ‘EMPLOYEE COST SHARES.”

    To take advantage of this opportunity to change your eligible benefit plans, you must stop by the Medical Benefits Office for the appropriate health insurance forms that you must complete.  Please note, insurance forms cannot be sent or received via fax.  Please refer to the benefit matrix in your current union contract for a description of the offered plans.

    An Anthem representative will be available to answer your questions on
    Wednesday, May 29, 2013 from 9:00 a.m. to 12:00 p.m. and
    Thursday, May 30, 2013 from 1:00 p.m. to 4:00 p.m.
    at the Human Resource & Medical Benefits Office, 200 Orange St., Room 102.
    You can also reach her by phone on those days, at 203-946-8255.

    If you want to change coverage, please be advised the deadline for submission of the required information is June 14, 2013 by 4:30 p.m.  If the forms are not submitted by this deadline, your next opportunity to change health care plans will be next year.

    Should you have any questions, please feel free to call the Medical Benefits Division at 203-946-6766 or 203-946-7157.

    NEW STATE INSURANCE GUIDELINES FOR ADDING OR CHANGING DEPENDENTS

    Circumstances that are considered “Change of Life” and allow you to make additions of (to) dependents anytime throughout the year to your health plan are as follows:

    Marriage
    Birth of a child
    Adoption
    Assumption of legal guardianship or court ordered custody
    New step children
    Loss of coverage from another insurance carrier

    An Enrollment application must be submitted to The Department of Human Resources and Medical Benefits (Anthem BCBS )31 days from the time of qualifying event. If it is not received in the 31 days, you will not be able to add your dependent until the next open enrollment.

    Please see the Document Requirements list to review the necessary records.

    Employee Cost Shares

    Local 18-School Administrators; Local 424-PW Laborers; Local 71-Blue Collar
    Locals 90 et al.-Tradesmen; Local 217-Cafeteria Food Service; Local 287-Custodians
    Local 530-Police; Local 825-Fire; Local 884-Clerical & Technical
    Local 933-Teachers; Local 3144-Management & Professional; Local 3429-Paraprofessionals
    Local 1303-102-NH Child Development; Executive & Confidential


    LOCAL 18 - SAA  Premium Cost Shares
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAY PERIOD DEDUCTIONS
    26 PAY PERIODS SINGLE 2 PERSON FAMILY
    HSA Eligible/HDHP (vision+dental) 13.98 27.44 34.79
    Century Preferred Mix (vision+dental) 67.16 141.85 179.13
    BlueCare POE (vision+dental) 118.19 243.89 311.78
    Century Preferred (vision+dental) 127.66 262.84 336.41
    21 PAY PERIODS SINGLE 2 PERSON FAMILY
    HSA Eligible/HDHP (vision+dental) 17.31 33.97 43.07
    Century Preferred Mix (vision+dental) 83.15 175.63 221.78
    BlueCare POE (vision+dental) 146.33 301.95 386.01
    Century Preferred (vision+dental) 158.05 325.42 416.51
    TERM LIFE
    as per contract NO COST TO EMPLOYEE

    Local 424-PW Laborers PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-2006 Century Preferred 17% 31.73 64.31 83.07
    BC1-2006 Bluecare POE 13% 24.02 48.70 62.90
    BC2-2006 Bluecare POE 11% 19.29 39.13 50.53
    Full Pay Dental, ABCD 17% 1.30 3.37 4.69
    TERM LIFE NO COST TO EMPLOYEE
    $20,000  per employee

    Local 71-Blue Collar PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-2006 Century Preferred 17% 31.73 64.31 83.07
    BC1-2006 Bluecare POE 13% 24.02 48.70 62.90
    BC2-2006 Bluecare POE 11% 19.29 39.13 50.53
    Full Pay Dental, ABCD 17% 1.30 3.37 4.69
    TERM LIFE NO COST TO EMPLOYEE
    $20,000  per employee

    Local 90 et al.-Tradesmen PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    WEEKLY DEDUCTIONS
    COVERAGE % SINGLE 2 PERSON FAMILY
    BC1-BLUECARE POS 11% 20.30 41.07 53.09
    BC2-BLUECARE POS 9% 16.42 33.31 43.01
    CPCM-2010 Cent Pref Comp Mix 9% 14.46 29.30 37.84
    FABCD DENTAL 11% 0.84 2.18 3.04
    TERM LIFE
    $25,000 per employee NO COST TO EMPLOYEE

    LOCAL 217 Premium Cost Shares
    Cafeteria Food Service Effective School Year 2012-2013
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PER PAY PERIOD DEDUCTIONS
    40 PAY PERIODS % SINGLE 2 PERSON FAMILY
    BC1-217  Bluecare POE 12% 28.82 58.43 75.47
    BC2-217  Bluecare POE 10% 22.80 46.25 59.72
    Full Pay Dental, ABCD 12% 1.19 3.09 4.30
    TERM LIFE NO COST TO EMPLOYEE
    $8,000 per employee

    LOCAL 287-Custodians PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    WEEKLY DEDUCTIONS
    COVERAGE % SINGLE 2 PERSON FAMILY
    BC2-BLUECARE POS 14% 24.44 49.46 63.94
    LUMENOS HDHP/HSA 7.42 14.85 18.96
    FABCD DENTAL 14% 1.07 2.78 3.86
    TERM LIFE
    $25,000 per employee NO COST TO EMPLOYEE

    Local 530-Police PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    BC1-  POS 31% 57.98 117.13 151.65
    Century Preferred PPO 26% 44.96 90.90 117.65
    Bluecare POE 20% 33.64 68.03 88.04
    Cent Pref Comp Mix 16% 22.83 46.26 59.82
    Lumenos High Ded. HIA 13 15.74 31.45 40.98
    Full Pay Dental ABCD 15% 1.14 2.97 4.14
    TERM LIFE NO COST TO EMPLOYEE
    $15,000  per employee

    LOCAL 825-Fire Premium Cost Shares
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL  DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % Single 2 Person Family
    CP2-825 Century Preferred 16.5% 31.62 64.21 82.88
    BC1-825 Bluecare POE 12.5% 23.88 48.50 62.59
    BC2-825 Bluecare POE 10.5% 18.98 38.57 49.76
    Full Pay Dental ABCD 16.5% 1.26 3.27 4.55
    TERM LIFE NO COST TO EMPLOYEE
    $15,000  per employee
    LOCAL 825 FIRE -- HIRED SINCE January 1, 2008
    BC-1 AND BC-2 Plans solely for the first four years of employment
    Employee contributes higher percentage for dependent coverage
    PAYROLL  DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % Single 2 Person Family
    BC1-825 Bluecare POE 12.5, 17.5% 23.88 67.89 87.62
    BC2-825 Bluecare POE 10.5, 16.5% 18.98 60.61 78.19
    Full Pay Dental ABCD 16.5% 1.26 3.27 4.55
    TERM LIFE NO COST TO EMPLOYEE
    $15,000  per employee

    Local 884 PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    Paid 52 weeks 52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 21.25% 36.75 74.30 96.16
    Bluecare POE 19.25% 32.38 65.48 84.74
    Comp. Mix 15.25% 21.76 44.09 57.01
    Lumenos High Ded.  HIA 9.00% 11.57 23.59 30.88
    Full Pay Dental, ABCD 10.00% 0.76 1.98 2.76
    Paid 42 weeks per year 42 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 21.25% 45.50 91.99 119.05
     Bluecare POE 19.25% 40.09 81.07 104.91
    Comp. Mix 15.25% 26.94 54.59 70.59
    Lumenos High Ded.  HIA 9.00% 14.32 29.21 38.23
    Full Pay Dental, ABCD 10.00% 0.94 2.46 3.42
    Paid 40 weeks per year 40 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 21.25% 47.77 96.58 125.00
    Bluecare POE 19.25% 42.09 85.12 110.16
    Comp. Mix 15.25% 28.29 57.32 74.12
    Lumenos High Ded.  HIA 9.00% 15.04 30.67 40.14
    Full Pay Dental, ABCD 10.00% 0.99 2.58 3.59
    Paid 26 weeks per year 26 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 21.25% 73.49 148.59 192.31
    Bluecare POE 19.25% 64.75 130.96 169.47
    Comp. Mix 15.25% 43.52 88.19 114.03
    Lumenos High Ded.  HIA 9.00% 23.14 47.19 61.75
    Full Pay Dental, ABCD 10.00% 1.53 3.97 5.52
    Paid 21 weeks per year 21 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 21.25% 90.99 183.97 238.10
    Bluecare POE 19.25% 80.17 162.14 209.82
    Comp. Mix 15.25% 53.88 109.18 141.18
    Lumenos High Ded.  HIA 9.00% 28.64 58.42 76.45
    Full Pay Dental, ABCD 10.00% 1.65 4.30 5.98
    TERM LIFE NO COST TO EMPLOYEE
    $20,000  per employee
    Local 884 PREMIUM COST SHARES
    Local 884-PT PEO FULLY EQUIVALENT PREMIUM COSTS
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    MONTHLY COSTS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 100% 778.04 1593.34 2068.18
    Bluecare POE 100% 757.52 1552.28 2014.81
    Comp. Mix 100% 618.29 1252.92 1620.06
    Lumenos High Ded.  HIA 100% 524.63 1048.17 1365.95
    Full Pay Dental, ABCD 100% 33.05 85.94 119.58
    PLEASE NOTE THAT MONTHLY COSTS WILL CHANGE EVERY JULY 1ST.
    MONTHLY PAYMENTS ARE DUE BY THE 1st OF THE MONTH OF COVERAGE.
    CHECKS ARE MADE PAYABLE TO "TREASURER-CITY OF NEW HAVEN"
    AND BROUGHT OR MAILED TO THE MEDICAL BENEFITS DIVISION,
    1ST FLOOR, 200 ORANGE STREET, NEW HAVEN, CT 06510.

    LOCAL 933-Teachers Premium Cost Shares
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    Effective School Year 2013-2014
    PAY PERIOD DEDUCTIONS
    21 PAY PERIODS % SINGLE 2 PERSON FAMILY
    CP2-2010 Century Preferred 21.5% 95.33 192.90 249.34
    BC1-2010 Bluecare POE 17.5% 77.42 156.67 202.51
    CPCM-2010 Cent Pref Comp Mix 10.5% 41.77 84.64 109.34
    Full Pay Dental-2010 ABCD 21.5% 4.16 10.81 15.04
    TERM LIFE
    $55,000 PER EMPLOYEE NO COST TO EMPLOYEE

    Local 3144-Management PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    Paid 52 weeks per year 52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-Century Preferred 18% 33.83 68.58 88.59
    BC1-Bluecare POS 14% 26.87 54.45 70.35
    BC2-Bluecare POS 12% 21.69 43.99 56.81
    Full Pay Dental, ABCD 18% 1.37 3.57 4.97
    Paid 40 weeks per year 40 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-Century Preferred 18% 43.98 89.15 115.16
    BC1-Bluecare POS 14% 34.93 70.79 91.45
    BC2-Bluecare POS 12% 28.20 57.19 73.86
    Full Pay Dental, ABCD 18% 1.78 4.64 6.46
    Paid 26 weeks per year 26 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-Century Preferred 18% 67.67 137.16 177.17
    BC1-Bluecare POS 14% 53.74 108.91 140.70
    BC2-Bluecare POS 12% 43.38 87.99 113.63
    Full Pay Dental, ABCD 18% 2.75 7.14 9.93
    Paid 21 weeks per year 21 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-Century Preferred 18% 83.78 169.82 219.36
    BC1-Bluecare POS 14% 66.54 134.84 174.20
    BC2-Bluecare POS 12% 53.71 108.94 140.68
    Full Pay Dental, ABCD 18% 3.40 8.84 12.30
    TERM LIFE
    $20,000 per employee NO COST TO EMPLOYEE

    LOCAL 3429 Premium Cost Shares
    Paraprofessionals Effective School Year 2013-2014
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAY PERIOD DEDUCTIONS
    21 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    Century Preferred PPO 20.25% 86.71 175.31 226.90
    Bluecare POE 18.25% 76.01 153.72 198.92
    Cent Pref Comp Mix 14.25% 50.35 102.02 131.92
    Lumenos High Ded. HIA 7.00% 20.99 41.93 54.64
    Full Pay Dental ABCD 10.00% 1.89 4.91 6.83
    TERM LIFE NO COST TO EMPLOYEE
    $25,000 per employee

    LOCAL 1303-102 PREMIUM COST SHARES
    NH CHILD DEVELOPMENT
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % Single 2 Person Family
    BC1-1303-102 Bluecare POE 12% 22.17 44.95 58.06
    BC2-1303-102 Bluecare POE 10% 17.53 35.58 45.94
    Full Pay Dental ABCD 12% 0.92 2.38 3.31

    Executive & Confidential PREMIUM COST SHARES
    FY 2013-2014 Effective  7/1/2013-6/30/2014
    PAYROLL DEDUCTIONS
    52 PAY PERIODS
    COVERAGE % SINGLE 2 PERSON FAMILY
    CP2-Century Preferred 24% 45.77 92.87 119.91
    BC1-Bluecare POS 18% 35.05 71.08 91.79
    BC2-Bluecare POS 16% 29.37 59.61 76.95
    Full Pay Dental, ABCD 24% 1.83 4.76 6.62
    PAYROLL DEDUCTIONS
    26 PAY PERIODS
    COVERAGE % Single 2 Person Family
    CP2-Century Preferred 24% 91.55 185.73 239.81
    BC1-Bluecare POS 18% 70.09 142.16 183.58
    BC2-Bluecare POS 16% 58.73 119.22 153.89
    Full Pay Dental, ABCD 24% 3.66 9.52 13.25
    TERM LIFE 20,000 NO COST TO EMPLOYEE
    if salary over $50,000 100,000 NO COST TO EMPLOYEE

    Members of Local 530 - Click on any of the below for more information:
    Local 530 Premium Cost Shares, Effective June 1, 2013 - June 30, 2013 AND Effective July 1, 2013 - June 30, 2014
    Local 530 Medical Benefit Matrix New Plans 2013-2014
    Local 530 BC-1 POS Matrix
    Local 530 Health Incentive Account Lumenos HDHP
    Local 530 Prescription Drug Matrix
    Local 530 Dental Plan
    Local 530 Blue View Vision
    Local 530 Enrollment and Membership Change Form
    Re-Enrollment Document Requirements
    Local 530 New Plans - FAQs

    Local 530 Summary of Benefits and Coverage (SBC) by plan

    2013 SBC – 530 Bluecare POE HMO

    2013 SBC – 530 Century Preferred PPO

    2013 SBC – 530 Comp Mix PPO

    2013 SBC – 530 Lumenos HIA

    2013 SBC - 530 BC-1 POS


    Members of Local 884 - Click on any of the below for more information
    Local 884 Premium Cost Shares,
    Effective 11/1/2012-6/30/2012
    Local 884 Medical Benefit Matrix 2012-2013
    Local 884 Health Incentive Account Lumenos HDHP
    Local 884 Dental Plan
    Local 884 Blue View Vision
    Local 884 Enrollment and Membership Change Form

    Local 884 Summary of Benefits and Coverage (SBC) by plan

    2013 SBC – 884 Bluecare POE HMO

    2013 SBC – 884 Century Preferred PPO

    2013 SBC – 884 Comp Mix PPO

    2013 SBC – 884 Lumenos HIA


    Members of Local 3429 - Click on any of the below for more information:
    Local 3429 Premium Cost Shares, Effective May 1, 2013 - June 30, 2013 AND Effective July 1, 2013 - June 30, 2014
    Local 3429 Medical Benefit Matrix 2013-2014
    Local 3429 Health Incentive Account Lumenos HDHP
    Local 3429 Prescription Comparison
    Local 3429 Dental Plan
    Local 3429 Blue View Vision
    Local 3429 Enrollment and Membership Change Form
    Re-Enrollment Document Requirements
    Local 3429 New Plans - FAQs

    Local 3429 Summary of Benefits and Coverage (SBC) by plan

    2013 SBC – 3429 Bluecare POE HMO

    2013 SBC – 3429 Century Preferred PPO

    2013 SBC – 3429 Comp Mix PPO

    2013 SBC – 3429 Lumenos HIA



    Local 3144 Summary of Benefits and Coverage (SBC) by plan

    2013 SBC – 3144 Bluecare POE HMO

    2013 SBC – 3144 Century Preferred PPO

    2013 SBC – 3144 Comp Mix PPO

    2013 SBC – 3144 Lumenos HIA



    Executive Management Summary of Benefits and Coverage (SBC) by plan

    2013 SBC – EM Bluecare POE HMO

    2013 SBC – EM Century Preferred PPO

    2013 SBC – EM Comp Mix PPO

    2013 SBC – EM Lumenos HIA

     

     

     

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